When you’re first starting out in business, you probably know that you need a few basics when it comes to the legal side of things. 

You know you need an LLC.
You know you need a business bank account.
And you likely know you need some type of client contract.

So you start with those things and feel pretty good about it!

But as your business starts to grow, you’ll likely find yourself needing something else… then something else… then something else. 

This is a totally normal and super common thing that I see with business owners. 

Maybe you started with a single contract for clients and you decided you’d wait to grab the rest “when you need them.”

Or maybe you’ve Googled free templates, repurposed a friend’s refund policy, or skipped adding a privacy policy to your website because… well, no one’s ever complained. (My lawyer bones are trembling 😅)

But there comes a point where you’ve grown so much and your business has more exposure where you realize that a few pieced together contracts here and there aren’t enough to protect the business you’re building.

Which is EXACTLY why I created the Chief Legal Officer (CLO) Suite: a one-time purchase that gives you everything (and I really do mean everything!) you need to legally protect your business, all in one place. 

No subscriptions. No guesswork. No legalese.

Just ready-to-use templates built by a business attorney who gets what it’s like to run an online business in 2025!

This is the contract bundle that I wish existed when I was starting my business. I didn’t get this pleasure – but YOU do. So, let’s break down why the CLO Suite isn’t just a smart business choice, but also a strategic one.

Why One Contract Isn’t Enough to Protect Your Business

When starting a business, most people know that they need some type of client contract before they start working with clients or selling products online. 

This is often referred to as a service agreement or the terms and conditions for your product sales. 

This is the contract that covers the basics, like your payment terms, refund and cancellation policy, what your services do and don’t include, confidentiality, intellectual property, and more. 

And don’t get me wrong, this type of agreement IS important! All of these things need to be clearly defined when working with clients or selling things online. 

But what about your Privacy Policy? Or your Website Terms of Use? Or a Disclaimer? 

And you know that little Cookie Policy box that populates on most websites where you click “I Agree” – yeah well, your website needs one of those too!

Or if you plan to have affiliates for your products, what about an Affiliate Agreement?

Or maybe you plan to speak at different events… you need a contract for that too!

Same goes for being a guest on a podcast. 

Do you plan on posting testimonials of your clients on your website or on social media? If yes, then you’ll need a Testimonial Release. 

My list could go on and on and by no means am I trying to overwhelm you here! You don’t know what you don’t know and it’s totally okay not to have some of these legal agreements yet. 

And sure, some of them you may never need for your specific business. 

But for the most part, I can confidently say that every single thing I’ve included in the Chief Legal Officer Suite is a legal agreement that every online business owner can benefit from at SOME POINT throughout their business journey. 

So yes, a client contract is a great place to start, but it’s not going to be the thing that fully protects you when it comes to the legal side of your business! 

Beyond your basic client contract, let’s dig into 5 additional key contracts that every online business owner needs. ⬇️

The 5 Key Contracts That Every Online Business Owner Needs (Regardless of Your Industry)

If you know it’s time to add some legal agreements to your business, but aren’t sure which ones to start with, here’s the 5 that I’d recommend FIRST:

1. Privacy Policy

This agreement is the thing that tells your customers how you plan to use the information you gather when they use your site, such as browser cookies or email subscriptions.

This one is huge, not only because it’s legally required, but mainly because the penalties that you can get hit with are massive…

We’re talking up to $7,500 per instance per visitor! 🤯

(You can read more on that risk here.)

2. Website Terms of Use

One of the cool parts about being a business owner is that YOU get to call the shots and set most of the rules and your Website Terms of Use is one of the ways that you get to do that!

Essentially, it’s the digital boundaries for your website that states how people can use your site and your course, more specifically.

In your Terms of Use, you can set age requirements, specify that they can’t take your graphics and photos, copy your blog, backlink to your site, etc.

When you have this agreement in place, if anyone crosses those boundaries, you can actually do something about it when necessary.

3. General Disclaimer

Disclaimers are another HUGE piece that can protect you as a business owner and it works by letting users know the limitations and/or risks associated with using your content.

Overall, these statements are intended to protect YOU as the business owner and seller from legal claims and to ensure that users are aware of your website’s limitations and potential risks!

Depending on your industry, there are various types of disclaimers that you may need. For example, on my website I have a disclaimer stating that The Boutique Lawyer is not a law firm and this isn’t legal advice. This disclaimer statement would protect me if anyone ever claimed that I acted as a lawyer on their behalf!

Disclaimers are huge for all business owners, but especially if you fall into an industry where people expect certain results, such as health and wellness, financial, coaching etc.

To help you know what type of disclaimer to use for your specific business, CLICK HERE to browse the options, but when in doubt, a General Disclaimer will typically suffice.

4. Client Services Agreement

This is the contract that most business owners start with, so you likely already have one. But it’s important, so I’ve decided to include it here anyway!

Depending on the type of work that you’re conducting, your client services agreement will look different and include various things, but generally speaking, a client services agreement works to help protect your work, define your roles and responsibilities, and ensure a positive relationship with your clients.

So, whether you’re a social media manager, copywriter, web designer, or any other kind of service provider, having a client services agreement in place can be the thing that sets the tone of your working relationship with clients and start on a solid ground with mutual understandings!

Click here to browse the various agreement options and when in doubt, opt for this one!

5. Terms of Purchase

If you aren’t a service provider, but instead a digital product seller, you can skip the client services agreement and implement a Terms of Purchase instead. 

When it comes to selling ANYTHING online, you want to make sure that your clients and customers are fully aware of your expectations as the seller and their responsibilities as the buyer.

Two of the most important things that your terms of purchase address are refunds and chargebacks.

Both of these things can lead to huge legal headaches if they’re not addressed right away, which is why no matter what you’re selling online, you want to have a Terms of Purchase in place.

Legal pro tip: set this up as a clickwrap checkbox at checkout so your clients are actively agreeing to it, making it more enforceable later. (The other option is a browsewrap – here’s the difference!)

The Extra Mile That The Chief Legal Officer Suite Covers

So, those are the 5 essentials that give you a major legal leg up, but again… as your business continues to grow and you add more offers, say yes to more opportunities, and probably make more money, there’s a good chance you’ll need even more legal protection. 

Which is why making the choice to invest in The Chief Legal Officer Suite before you need more contracts is a smart move!

The CLO Suite covers:

• Website & Online Protection (including Privacy Policy, Terms & Conditions, Cookie Policy, and Disclaimers)
• Sales & Refund Protection (including Terms of Purchase for Digital and Physical Products and Refund Language)
• Client & Service Agreements (including 1:1 Coaching, Group Programs, Creative Services, Independent Contractor Agreements, and Cancellation Policies)
• Marketing & IP Protection (including Affiliate Agreements, Influencer Contracts, UGC Agreements, and Testimonial Releases)
• Extra Legal Layers (including NDAs, Cease & Desist Letter, Podcast Guest Release, Speaker Agreements, and Membership Terms)
  

Altogether, you get over 40 contract templates that have been professionally written and are easy to personalize so that your entire business is protected from end to end!

Overall, The Chief Legal Officer Suite eliminates the “I’ll get that later” approach and ensures you’re covered NOW, from website compliance to client work, team hiring, marketing efforts, and even intellectual property.

It’s a true all in one contract bundle designed specifically for online business owners that can grow WITH you.

And maybe the best part? Any time the law shifts or a new contract template is added to the TBL Contract Template Shop, you’ll get automatic access. No upsell and no “new version” to buy – because the entire point here is to help you make sure your business is TRULY protected from every angle!

It’s basically like an entire legal department for your business that should cost thousands… but you can get it for less than $600. 🤯

And if you need help putting that into perspective, that’s less than what most attorneys charge for a single custom contract!

So, instead of waiting until something goes wrong and hiring a lawyer to fix it (at $300+ an hour), CLICK HERE to grab the Chief Legal Officer Suite to help you prevent problems before they start. 

Because remember: you can have the most beautiful website, the best offer, and the sharpest brand, but if a client disputes a charge, or someone copies your content, or your website violates privacy laws, it can shake everything you’ve built.

The CLO Suite is your legal foundation and safety net that puts you in control so you can focus on what matters most in your business!

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If you like what you just read and want more cool lawyer things in your life, here’s a few ways to stay connected:

Let’s be pen pals! Subscribe to my email list to receive all of my best biz tips and behind the scenes goodies to keep your business bringing in sales (legally of course).

Binge the blog to get all of the legal information you need about running a business in a way that actually makes sense to your non-legal brain.

Come hang with me on the ‘gram! I often do AMA’s on stories, so you can submit your specific questions when they come up.

And if you’re in need of legal resources that you can ACTUALLY understand? Here’s a few ways I can help:

Browse the contract template shop to find what’s missing in your biz and easily implement it with a plug and play template!

Need something else? Send me a DM! Always happy to lend a legal hand when I can.